Pay Over Time starting at 0% APR

Flexible payment options with Affirm, starting at 0% APR.

When inspiration strikes, Affirm gives you payment options to suit your budget. Just select Affirm at checkout to pay over time for your purchase starting at 0% APR.

Select Affirm at checkout

Get Flexible Monthly Payment Options

For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR.

Fill Your Cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

Choose How To Pay

Pick the monthly payment plan you like best. You'll never pay more than you agree to up front.

Pay Over Time

Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.

Buy With Confidence

With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.

Transparent

Affirm tells you the total amount you’ll pay up front. That number will never go up.

Flexible

You choose the payment schedule that works best for you.

Fair

Affirm doesn’t charge late fees or hidden fees of any kind, ever.

Affirm is a form of credit. Credit subject to credit check. Terms apply. U.K. residents only, 18 and over with a bank account or a debit card. Credit is subject to a minimum spend,which may vary from time to time.A down payment may be required. Missed payments could affect your financial status. 

See affirm.com/en-gb/

FAQs

As part of the eligibility check and creditworthiness assessment, we contact the credit reference agencies, but this will not affect your credit rating or be seen by any other lender. We may ask you some questions about your personal circumstances and consider multiple factors to make a decision if our product will work for you and is financially sustainable. Even if you've passed our eligibility check and creditworthiness assessment, we reserve the right to refuse any application or to refuse a loan for certain purposes.
When creating an Affirm account and seeing if you qualify, a soft credit check is performed. Soft credit checks will not affect your credit rating or be shared with another lender. If you decide to buy with Affirm, these things may affect your credit rating: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit.

To check your eligibility to use Affirm, you’ll need:

  • To be 18 years of age or over
  • To be a resident of the United Kingdom
  • A valid UK Driving Licence or Passport
  • A UK bank account which supports direct debit or a debit card
  • An SMS-capable UK phone number
  • To meet the minimum cart size required to use Affirm at checkout.
Fees - We don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Interest - Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.

You can visit their website at https://www.affirm.com/en-gb

Affirm U.K. Limited provides consumer credit products and is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 756087). Company number is 10199101, with its registered office at C/O TMF Group, 1 Angel Court, 13th Floor, London, EC2R 7HJ. Affirm is the trading name of Affirm U.K. Limited.

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